Woman Accused Of Attempting $22,000 Bank Fraud And Found With Cocaine During Arrest

A Hagerstown woman is facing felony and drug charges after allegedly attempting to fraudulently withdraw more than $22,000 from a Waldorf credit union bank account.

Nancy Kay Newton, 61, of Hagerstown, Maryland, was arrested on April 22, 2026, after an inquiry at the Navy Federal Credit Union in St. Charles Towne Plaza, according to court records.

Deputies responded about 1:42 p.m. to a reported fraud in progress. When authorities arrived, they spoke with a bank employee, who indicated that Newton had produced a Florida driver’s identification containing another person’s name and attempted to take a large sum of money from that person’s account.

According to investigators, Newton wanted around $8,800 in cash and an additional $14,000 in cashier’s checks, for a total of more than $22,000. When prompted for more identifying information, she allegedly became uncomfortable and used her phone to confirm data.

Bank employees recognized Newton from previous occurrences and notified law authorities. Authorities claim she was included in several “Be On the Lookout” notifications for similar fraud attempts in other areas.

During the investigation, Newton originally refused to answer questions after being informed of her rights and supplied authorities with identification that did not match her genuine identity. A record check later revealed that the identification was false.

During her arrest, a search turned up drug paraphernalia such as straws, copper filters, and a burned pipe, as well as a small container containing a white powdery substance. Field tests later revealed that the material was cocaine.

Newton was taken into custody and transferred to the Charles County Detention Center.

She faces charges of identity fraud ranging from $1,500 to $25,000, possession of a controlled hazardous substance (not cannabis), possession of drug paraphernalia, and giving a false statement to a law enforcement official.

According to court documents, after being arrested, she was released on her own recognizance.

Under Maryland law, identity fraud involving $1,500 to $25,000 is punishable by up to five years in prison and a $10,000 fine per conviction. Possession of a controlled dangerous substance carries a one-year prison sentence and/or a $5,000 fine, while presenting false information to police enforcement is penalized by up to six months in imprisonment.

A hearing is scheduled for June 16, 2026, in Charles District Court.